Thinking of Bankruptcy? Should You Declare Bankruptcy?

Facing overwhelming bills, calls from creditors, and sleepless nights can feel isolating and scary. If you are considering whether to declare bankruptcy, you are not alone, and this is a major financial decision that affects your credit, assets, and future borrowing. You deserve clear, calm information to weigh the tradeoffs and protect your daily needs. AdviselyAI helps you explore whether to declare bankruptcy by walking through your income, debts, and long term goals. You will get plain language explanations of Chapter 7 and Chapter 13, likely consequences, and alternatives like debt settlement or consolidation. Use tailored scenarios to compare outcomes, estimate timelines, and prepare questions for a lawyer. This helps you decide with confidence, and act on a practical plan that fits your situation.